The legislation was introduced in bill HB465 on Jan. 17, when Rep. Michael J. Madigan (D-22) filed it with the House clerk.
According to the General Assembly website, the bill as introduced was designed to "amend the Electronic Fund Transfer Act".
After debate, the House passed the bill on April 11 and it arrived in the Senate on April 12, and both chambers agreed to the final version of the legislation on May 29. The bill was sent to the governor and signed into law on Aug. 23. The law is scheduled to go into effect on Jan. 1, 2020.
Illinois legislature enacts laws through bills that can be introduced in either the state House of Representatives or the state Senate. Either chamber of the legislature can reject or amend a bill before it becomes law. Legislators sometimes sponsor "shell bills" devoid of substantive provisions, introduced with the intention of being amended later to include actual legislation.
The following table shows the full history of actions on HB465.
| Date | Chamber | Action |
|---|---|---|
| 1/17/2019 | House | Filed with the Clerk by Rep. Michael J. Madigan |
| 1/18/2019 | House | First Reading |
| 1/18/2019 | House | Referred to Rules Committee |
| 2/5/2019 | House | Assigned to Executive Committee |
| 3/11/2019 | House | House Committee Amendment No. 1 Referred to Rules Committee |
| 3/11/2019 | House | House Committee Amendment No. 1 Filed with Clerk by Rep. Gregory Harris |
| 3/14/2019 | House | Added Chief Co-Sponsor Rep. Anna Moeller |
| 3/14/2019 | House | Added Co-Sponsor Rep. Michael J. Zalewski |
| 3/14/2019 | House | Added Co-Sponsor Rep. Sara Feigenholtz |
| 3/14/2019 | House | Added Co-Sponsor Rep. Grant Wehrli |
| 3/14/2019 | House | Added Co-Sponsor Rep. Emanuel Chris Welch |
| 3/14/2019 | House | Added Co-Sponsor Rep. Jaime M. Andrade, Jr. |
| 3/14/2019 | House | Added Co-Sponsor Rep. Mark L. Walker |
| 3/14/2019 | House | Added Co-Sponsor Rep. Jerry Costello, II |
| 3/14/2019 | House | Added Chief Co-Sponsor Rep. C.D. Davidsmeyer |
| 3/14/2019 | House | Added Co-Sponsor Rep. Mike Murphy |
| 3/14/2019 | House | Added Co-Sponsor Rep. Ann M. Williams |
| 3/14/2019 | House | Added Co-Sponsor Rep. Dan Caulkins |
| 3/14/2019 | House | Added Co-Sponsor Rep. Monica Bristow |
| 3/14/2019 | House | Added Co-Sponsor Rep. Will Guzzardi |
| 3/14/2019 | House | Chief Sponsor Changed to Rep. Gregory Harris |
| 3/14/2019 | House | Added Co-Sponsor Rep. Martin J. Moylan |
| 3/14/2019 | House | Added Co-Sponsor Rep. Darren Bailey |
| 3/14/2019 | House | Added Co-Sponsor Rep. Robert Martwick |
| 3/14/2019 | House | Added Co-Sponsor Rep. Michael Halpin |
| 3/14/2019 | House | Added Co-Sponsor Rep. Robyn Gabel |
| 3/19/2019 | House | House Committee Amendment No. 1 Rules Refers to Prescription Drug Affordability & Accessibility Committee |
| 3/19/2019 | House | Re-assigned to Prescription Drug Affordability & Accessibility Committee |
| 3/26/2019 | House | Added Co-Sponsor Rep. Dave Severin |
| 3/27/2019 | House | Do Pass as Amended / Short Debate Prescription Drug Affordability & Accessibility Committee; 016-000-000 |
| 3/27/2019 | House | House Committee Amendment No. 1 Adopted in Prescription Drug Affordability & Accessibility Committee; by Voice Vote |
| 3/29/2019 | House | Added Co-Sponsor Rep. Brad Halbrook |
| 3/29/2019 | House | Added Chief Co-Sponsor Rep. Elizabeth Hernandez |
| 3/29/2019 | House | Placed on Calendar 2nd Reading - Short Debate |
| 4/1/2019 | House | Added Co-Sponsor Rep. Kelly M. Burke |
| 4/2/2019 | House | Added Co-Sponsor Rep. Thomas M. Bennett |
| 4/9/2019 | House | House Floor Amendment No. 2 Referred to Rules Committee |
| 4/9/2019 | House | House Floor Amendment No. 2 Filed with Clerk by Rep. Gregory Harris |
| 4/10/2019 | House | Second Reading - Short Debate |
| 4/10/2019 | House | Held on Calendar Order of Second Reading - Short Debate |
| 4/10/2019 | House | Added Co-Sponsor Rep. Yehiel M. Kalish |
| 4/10/2019 | House | House Floor Amendment No. 2 Rules Refers to Prescription Drug Affordability & Accessibility Committee |
| 4/11/2019 | House | Added Co-Sponsor Rep. Jennifer Gong-Gershowitz |
| 4/11/2019 | House | House Floor Amendment No. 2 Recommends Be Adopted Prescription Drug Affordability & Accessibility Committee; 011-000-000 |
| 4/11/2019 | House | Added Co-Sponsor Rep. Celina Villanueva |
| 4/11/2019 | House | Added Co-Sponsor Rep. Aaron M. Ortiz |
| 4/11/2019 | House | Added Co-Sponsor Rep. Delia C. Ramirez |
| 4/11/2019 | House | Added Co-Sponsor Rep. Carol Ammons |
| 4/11/2019 | House | House Floor Amendment No. 2 Adopted |
| 4/11/2019 | House | Added Co-Sponsor Rep. Tim Butler |
| 4/11/2019 | House | Added Co-Sponsor Rep. Lamont J. Robinson, Jr. |
| 4/11/2019 | House | Added Co-Sponsor Rep. Keith P. Sommer |
| 4/11/2019 | House | Added Co-Sponsor Rep. Joyce Mason |
| 4/11/2019 | House | Added Co-Sponsor Rep. Maurice A. West, II |
| 4/11/2019 | House | Added Co-Sponsor Rep. Anne Stava-Murray |
| 4/11/2019 | House | Added Co-Sponsor Rep. Kelly M. Cassidy |
| 4/11/2019 | House | Placed on Calendar Order of 3rd Reading - Short Debate |
| 4/11/2019 | House | Third Reading - Short Debate - Passed 113-000-001 |
| 4/12/2019 | Senate | Arrive in Senate |
| 4/12/2019 | Senate | First Reading |
| 4/12/2019 | Senate | Placed on Calendar Order of First Reading |
| 4/12/2019 | Senate | Chief Senate Sponsor Sen. John J. Cullerton |
| 4/12/2019 | Senate | Referred to Assignments |
| 4/24/2019 | Senate | Assigned to Insurance |
| 4/25/2019 | Senate | Alternate Chief Sponsor Changed to Sen. Andy Manar |
| 4/29/2019 | Senate | Added as Alternate Chief Co-Sponsor Sen. Linda Holmes |
| 4/30/2019 | Senate | Added as Alternate Chief Co-Sponsor Sen. Laura M. Murphy |
| 4/30/2019 | Senate | Added as Alternate Chief Co-Sponsor Sen. Dale Fowler |
| 5/1/2019 | Senate | Added as Alternate Co-Sponsor Sen. Dan McConchie |
| 5/1/2019 | Senate | Added as Alternate Chief Co-Sponsor Sen. Melinda Bush |
| 5/2/2019 | Senate | Added as Alternate Co-Sponsor Sen. Jennifer Bertino-Tarrant |
| 5/3/2019 | Senate | Added as Alternate Co-Sponsor Sen. Sue Rezin |
| 5/9/2019 | Senate | Placed on Calendar Order of 2nd Reading May 14, 2019 |
| 5/9/2019 | Senate | Do Pass Insurance; 018-000-000 |
| 5/9/2019 | Senate | Added as Alternate Co-Sponsor Sen. Steve McClure |
| 5/14/2019 | Senate | Added as Alternate Co-Sponsor Sen. Paul Schimpf |
| 5/16/2019 | Senate | Second Reading |
| 5/16/2019 | Senate | Placed on Calendar Order of 3rd Reading May 17, 2019 |
| 5/23/2019 | Senate | Added as Alternate Co-Sponsor Sen. Chapin Rose |
| 5/23/2019 | Senate | Added as Alternate Co-Sponsor Sen. Chuck Weaver |
| 5/24/2019 | Senate | Rule 2-10 Third Reading Deadline Established As May 31, 2019 |
| 5/29/2019 | House | Passed Both Houses |
| 5/29/2019 | Senate | Third Reading - Passed; 057-000-000 |
| 5/29/2019 | Senate | Added as Alternate Co-Sponsor Sen. Napoleon Harris, III |
| 6/27/2019 | House | Sent to the Governor |
| 8/23/2019 | House | Public Act . . . . . . . . . 101-0452 |
| 8/23/2019 | House | Effective Date January 1, 2020 |
| 8/23/2019 | House | Governor Approved |
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